Many homeowners could avoid foreclosure by refinancing their home loan to a lower interest rate. Yet refinancing to today’s low, low rates has been all but impossible for many home owners trying to avoid foreclosure. If you are trying to avoid foreclosure by making your payments more affordable, changes to the Obama administration’s Home Affordable Refinance Program (HARP) could help you stay in your home. The changes coming out by the end of the year are expected to help you refinance even if you owe more than then current market...
read moreHere’s some good news for Portland real estate. Closed sales and pending sales are up over last year this time. Comparing closed sales for the third quarter of 2010 with the third quarter of 2011 closed sales were up a whopping 21.5%. (Pending sales increased 21.6% and new listings were down 27.6% over third quarter last year.) Thinking of buying a home in Portland? Last week the 30 year fixed rate for an FHA loan was 3.75%. Amazing! Who knows how long these low rates will last. (This report is a snapshot in time. To compare September with...
read moreWow, Portland real estate sales have really improved… judging by the August 2011 numbers from our local MLS. Closed sales are up dramatically (30.7% over the previous August) and pending sales are also up. Portland home buyers must really be taking advantage of the extremely low interest rates. Last week the 30 year fixed rate for an FHA loan was 3.8%. Amazing! (This report is a snapshot in time. To compare August with previous months, see my other Market Conditions Reports.) Portland Real Estate Market: Sales Closed and pending...
read moreAnne Kadin provided exemplary, supportive and professional assistance in our quest to purchase a home. Anne always went above and beyond, and never made us feel that she was working for the commission – she was working for US! I have purchased several homes in my life, in two different countries, and Anne is the best I have come across. I will always use her professional services in the future and strongly recommend her to anyone who wants a non-pushy, thorough, competent, friendly Realtor. Lesley B
read moreAgain, thank you for your services. You can never really know when you work long distance with someone how it will go, but you rewarded my decision to use you. You were professional, courteous and prompt in all your dealings with me and I really appreciate it. Feel free to use me as a reference if it would ever be helpful. Rick V
read moreA home buyer’s first impression of your home is based on his or her view of the house from the Realtor’s car. So take a walk across the street and take a good look at your house. Look at nearby houses, too, and see how yours compares. 1. Landscaping Is your landscaping at least average for the neighborhood? If it is not, buy a few bushes and plant them. Do not put in trees. Mature trees are expensive, and you will not get back your investment. Also, immature trees do not really add much to the appearance value of the home. If you have...
read moreTaking the first steps in preparing the interior of your home will help you develop the proper mind set required for selling – that is to begin thinking of your home as a marketable commodity. 1. Kitchen and Baths If your home is dated, remodeling the kitchen and baths will give you the most dollar for dollar return on your investment. There are many levels of updating from repainting or re-facing cabinets to a complete kitchen re-do with cabinets, counter top and appliances. Consider your home’s competition (other homes for sale...
read moreAvoid all but the most essential major projects in order to recoup your investment dollars. Make cosmetic improvements, particularly on the front of the house. Potential buyers are trying to eliminate houses from consideration, make yours one they can’t. The interior of your home is important as well. Thin out your possessions with the same ruthless determination you’d bring to weeding your garden. The fewer things you have in a room or closet, the larger it will appear. 1. First Impressions are lasting. Your first step...
read moreAs a general rule, if your home is priced at market value, it will sell more quickly and for closer to asking price. Pricing your home correctly: Can save you thousands of dollars on your family’s largest investment Reduces risk because an overpriced home may eliminate some buyers if it is out of their price range Ensures that other agents will show the home Is good when it comes time to appraise. Your home must appraise at the selling price for the buyer to get financing With this in mind, here is what you need to know: 1....
read moreDear Anne, Thank you for being the best Realtor there is. I could not have closed the deal on the house so hassle free without you. Thank you for all the trouble you took by going the many extra miles. Shammy J
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